The line between contractors and architects/engineering design professionals continues to shrink, and as a result, many contractors end up with a serious professional liability exposure that is typically not covered by general liability forms. Contractors that operate in a design-build capacity, construction management, or even subcontract out design work expose themselves to professional liability risk exposures that can result in litigation and sizeable verdicts against them. Contractors professional liability insurance can fill in these gaps in a general liability form, depending on any particular endorsements and exclusions.
Thomas Gregory Associates is an insurance broker that understands the balancing act between general liability and contractors professional liability, and structures appropriate coverage to address the given issues. Call us today to learn more about your potential risk exposure and how Thomas Gregory Associates can help you.